Broker or Lender?

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Nearly 60% of all residential homes settled in 2021 were settled by Mortgage brokers, so just why are home buyers electing to choose a broker over a lender? Well...

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10 Ways To Increase Your Borrowing Capacity

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The first step to buying your first home is knowing how much you can borrow. Knowing just how much you can borrow will help you know just how much...

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7 Mortgage Myths

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1. You need a 20% deposit to get a home loan Perhaps the most common mortgage myth. Nothing could be further from the truth. Lenders  allow you to borrow...

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How To Take Advantage Of Home Equity

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Once you have equity built up within your home, you can access it for a number of different uses including funding another investment property or renovating your home through...

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6 Bank Statement “Red Flags”

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Common things banks mark as red flags: 1. Unusual transfer references: As brokers, we’ve seen some weird and whacky ones however can be tough to explain when the bank...

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What does an increase in interest rates mean for borrowers?

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As the property market continues to boom, lenders and regulatory authorities often intervene to avoid interest rates from running rampant. So what does this mean for you as the...

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What To Consider Before Refinancing

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Even with tighter lender approval processes, changes to living expense calculations, and not always guaranteed to be able to borrow what you originally borrowed, refinancing can be a strategic,...

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How To Own A Home Before 30

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Owning your very own home is perhaps the Australian dream however 20-30 years olds often feel that that the barrier to entry to the job market is simply too...

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5 Home Loan Features You Should Be Taking Advantage Of

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Home loans are often complex, with lenders providing additional features often to simply drive in new business as opposed to really helping you save money. We’ve collated the top...

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